Trouble in Paradise, Maryland edition

“Maryland spent millions on the [Obamacare] exchange — much of it federal money — but the site crashed on its first day of operation last fall and suffered technical problems for months. State officials, who have since cut ties with Noridian, are retooling the site this year.”

[...] “Although Maryland’s site was among the worst-performing in the nation, state officials say more than 400,000 people eventually signed up for coverage.”

“A significant amount of public funding has been used to develop and repair Maryland’s health exchange. Maryland expects to spend $261 million on the exchange by the end of 2015 — more than 80 percent of it federal money. The state is likely to spend additional federal money as part of its effort to re-work the site with software developed by the state of Connecticut.”

Comment: $261 million for 400,000 people is $653 per enrollee. Question for the Obamacare supporting-math geniuses out there: how much did that expense reduce the cost of an average Obamacare policy? If you answered “it increased the average policy’s cost by $653″ congratulations, you’re smarter than Maryland. This $653 per policy is on top of Obamacare’s new taxes, fees, mandates, and other requirements that raise Obamacare’s cost even higher.

Obamacare costs more, not less, wastes more, not less.   It doesn’t work.

Subpoenas issued in Maryland health exchange probe
By John Fritze and Meredith Cohn, The Baltimore Sun, August 26, 2014

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Top Tweets – Serfin’ USA!

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Everybody’s gone serfin’. Serfin’ USA!

Medi-Cal clawbacks will cost some their homes; poor most at risk. (Safety net or loan shark?)

Covered California plans being canceled without notice or consent; some slammed into Medi-Cal

CA slams disabled 68-yr old into new program against the law, assigns him a pediatrician

Nevada exchange stiffing insurance brokers; class action suit filed

Employer mandate to hit tourism and other seasonal employers with fluctuating headcount

Latest proposed “accommodation” for religious nonprofits still has insurer providing objectionable materials

Got what they voted for: “Universities limiting student employment to comply with #Obamacare”

Young doc blasts #Obamacare, joins stream of those leaving the profession

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Surgery Center of Oklahoma Runs Circles Around the Competition

Comment: While masterminds dream up more ways to control your healthcare, the free market offers real solutions.

Surgery Center of Oklahoma

“If you are considering a trip to a foreign country to have your surgery, you should look here first.”

The physician-owned and managed Surgery Center of Oklahoma demonstrates the efficiency and effectiveness of putting control of medical care in the hands of consumers.

What sets the Surgery Center apart?

  • Sensible, transparent pricing
    • A fraction of what hospitals charge
    • No outrageous padded bills that shift the cost of caring for others onto you
    • Price transparency – prices are posted online.
    • Simple, easy-to-read bills
    • No dead-weight administrators
    • “Some businesses are even paying the entirety of their employees’ hospitals bills when their employees go to SCO, because the facility saves them so much money.”  Source: National Center for Policy Analysis
    • An Oklahoma County saved $570,000 in five months by using Surgery Center of Oklahoma.  Source:CapitolBeatOK
    • “SCO boasts a near-zero infection rate — a rate which ranges between 4 percent and 10 percent at other hospitals across the United States.” Source: National Center for Policy Analysis

From the Center’s website:   “We can offer these prices because we are completely physician-owned and managed. We control every aspect of the facility from real estate costs, to the most efficient use of staff, to the elimination of wasteful operating room practices that non-profit hospitals have no incentive to curb. We are truly committed to providing the best quality care at the lowest possible price.”

Contact:
(405) 475-0678
KSmith@surgerycenterok.com

 

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Obamacare Isn’t Safe

The Biggest Identity Theft in Human History

Comment: Obamacare collects all the information needed to control an entire society, on every individual, and shares it throughout the government.  The real threat isn’t hackers, it’s Obamacare itself.

” ‘When you go to HealthCare.gov and you enter your information, it goes to the Department of Homeland Security, the HHS, Health and Human Services, it also goes to the IRS, it exits the federal system and goes to Equifax, comes back into the federal system to the IRS, it exits the system and goes to Circo and then comes back into the HealthCare.gov platform,’ she explained.”"

“‘So the security still — the threat still exists there [...]‘  ”

Rep. Marsha Blackburn: Obamacare Security Threat Still Exists
By Courtney Coren, Thursday, 21 Aug 2014

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Fed Surveys: Obamacare Has Employers Cutting Jobs, Hours, Outsourcing, Raising Prices

Comment: an absolutely devastating, real-world indictment of the unAffordable unCaring Act of 2010.

“In a Philadelphia Fed survey of regional manufacturers out Thursday, 18% said they employ fewer workers due to the Affordable Care Act than they would in its absence. Just 3% say employment levels are higher as a result.”

“Further, 18% said part-timers make up a greater share of workers due to ObamaCare, which absolves employers of responsibility for health care for those who work fewer than 30 hours a week. Just 1.5% said they’ve scaled back part-time work in response.”

[...] “The New York Fed released two surveys on Monday showing that 22% of manufacturing and 17% of service firms are carrying fewer workers in response to ObamaCare.”

[...] “In the Philadelphia region, including parts of Pennsylvania, New Jersey and Delaware, 29% of manufacturers said they’ve raised prices to offset ObamaCare’s impact, with 0% saying the law led to a price cut.”

“In the New York area, 36% of manufacturing and 25% of service firms blamed ObamaCare for price hikes.”

“Among the 51.5% of Philly-area firms who say they’ve modified health benefits in response to ObamaCare, 88% said they’ve hiked employee contributions to premiums and 91% said they raised deductibles.”

ObamaCare Slows Hiring, Raises Prices: Fed Surveys
By JED GRAHAM, INVESTOR’S BUSINESS DAILY
Posted 08/21/2014 06:16 PM ET

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Rate Shock: NY Non-Profit Files For 15.2% Rate Hike

You Can’t Keep Your Premium Either

Comment: We all know you can’t keep your doctor or your plan, and, except for a few lucky ones, you won’t be saving anything, much less $2,500.  Now the 3% of Americans forced into Obamacare’s Exchanges (so far) are learning they can’t keep that teaser premium either–it’s a bait-and-switch. You took the bait, now here comes the switch. Not in an Exchange?  Just wait, you will be.

“This year, Health Republic, the not-for-profit insurer consumer operated and oriented plan (COOP) that was just launched in 2014, is proposing an average overall rate increase of 15.2 percent in its individual health exchange plans, according to the company’s filings.”

“Health Republic was the most popular plan among those provided on the state’s health exchange, capturing 40 percent of total enrollment with its low prices.”

Health plans request double-digit premium increases
By Laura Nahmias and Dan Goldberg 10:04 p.m. | Jul. 2, 2014

Posted in Designed to Fail, Government Takeover, Perversities, Uncategorized | Tagged , , , , , , , , | Comments Off

Bring Back True Catastrophic Insurance!

Our proposal for catastrophic insurance:

‘SAFETY NET SELECT’
True Catastrophic Insurance – A First Step in Fixing the Healthcare Mess


We believe Obamacare will not be repealed as long as Barack Obama is in office. Thus, we have embarked on a strategy of tearing Obamacare down brick-by-brick, starting with bringing back true catastrophic insurance (major medical).  Our aim is to get more of the pieces of the healthcare system moving in the direction of less government intervention, not more.  It is our hope that repeal forces can rally around our strategy.

The sale of true catastrophic insurance should be encouraged and expanded through the following legislative changes, notwithstanding any other provision of state or federal law:

  • Allow the sale of true catastrophic insurance (annual policies for the individual market) across state lines without state or federal coverage mandates
  • Let the market determine deductibles and define catastrophic injuries and illnesses
  • Permit consumer choice add-ons for any missing major medical components, tests, cosmetic surgery, family vaccinations, evolving treatment coverage, preexisting condition preinsurance, and other electives as priced by the market
  • Ensure such plans are fully portable to any state or doctor (i.e., the policy carries its own information with it)
  • Allow lifetime caps as determined and priced by the market
  • Permit an optional arbitration clause to reduce premiums by staying out of court in the event of a dispute
  • Allow an optional health savings account (HSA) with consumers free to park the money in investment accounts, not just low-yielding interest-bearing accounts
  • Prevent jurisdictions from outlawing the sale of off-exchange insurance (or sabotaging it by ‘slow-rolling’ or otherwise hanging up applications in state offices, as is currently the case in California)
  • Make it clear that insurance companies do not have to offer an ACA-compliant plan in order to offer true catastrophic policies. Let companies be in this market if they want, regardless of whether or not they also want to be in the Obamacare market
  • Last, but not least, rename the pseudo-catastrophic insurance in Obamacare to something else
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TopTweets: Masterminds or Morons? – You Decide

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Key #Obamacare hospital pay-for-performance programs #epicFAIL year one; no difference in quality metrics

#ACA #epicFAIL – Hospital-owned practices had 50% more preventable admissions than dr-owned practices.

2.1 million discrepancies in exchange applications – “honor system” #epicFAIL

CMMI: fed masterminds once again play venture capitalists (2 dozen bankruptcies the last time)

Whack-a-Mole: no preexisting exclusion, insurers boost out-of-pocket, now state try to regulate drug co-pays

Medical device tax collecting 30% less than expected. (OK, who picks up the tab now?)

Insurers sending SHOP enrollee data to CMS in work-around b/c exchange not set up

ER visits increasing with no end in sight after #ACA (yawn, tell us something we don’t know)

Medicare curbs billion-dollar power wheelchair fraud – 15 years late.

Discrimination against preexisting conditions creeping back thru drug expenses and cost-sharing

Poll: 42% of Democrats would look for another job if shunted onto exchange. (“WE-LOVE-OBAMACARE!”)

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Single-Payer Government-Run Medicine Unraveling in Europe

Comment: Single payer is not better.  It’s brutal, it takes your money and your choices, it puts your life in the hands of people who don’t care as much as you do, and who don’t work for you. Single-payer means rationing, single-payer means other people decide what you need, and what you get.

“In Lancet Oncology in that same year, Arduino Verdecchia published data demonstrating that American cancer patients have survival rates for all major cancers better than those in Western Europe and far better than in the U.K. ”

[...] “[England's National Health Service] … reported this month that its hospital waiting lists soared to their highest point since 2006, with 3.2 million patients waiting for treatment after diagnosis. NHS England figures for July 2013 show that 508,555 people in London alone were waiting for operations or other treatments — the highest total for at least five years.”

“Even cancer patients have to wait: According to a June report by NHS England, more than 15% of patients referred by their general practitioner for “urgent” treatment after being diagnosed with suspected cancer waited more than 62 days — two full months — to begin their first definitive treatment. ”

[...] ” Even in Sweden, often heralded as the paradigm of a successful welfare state, months-long wait times for treatment routinely available in the U.S. have been widely documented.”

“To fix the problem, the Swedish government has aggressively introduced private-market forces into health care to improve access, quality and choices.”

[...] “Swedish economist Per Bylund calculates that the average Swedish family already pays nearly $20,000 annually in taxes toward health care[...]” (emphasis added)

Where ObamaCare Is Going
By Scott W. Atlas, Aug. 13, 2014

(see also the ObamcareTruthSquad’s How Liberal Healthcare Myths Are Born)

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Top Tweets – Obamacare Not Working Out as Planned

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#ACA de facto reinstitutes ‘preexisting conditions’ denials with stratospheric out-of-pocket costs

More evidence hi deductibles a barrier to care. (#Obamacare was supposed to fix all that, right?)

Doctors head for the exit as #Obamacare insurance cuts reimbursements

SEIU rank and file losing jobs b/c of SEIU-supported #ACA.

#Obamacare ‘exempt’ small businesses still hit with loss of group plans, sky-rocketing premiums

Aetna expects 30% attrition – 720,000 signups versus 500,000 paying customers by year end. #ItsNotWorking

#Obamacare to flow to border surgers who claim asylum, Temp Protected Status, etc.

White House, Dem #ACA supporters praised and relied on Halbig-truther Gruber at the time

Here we go again: CMS loses emails re botched Healthcare.gov rollout. Failure to report loss illegal?

‘Government can do it better.’ Can Obama do a better job picking your toilet paper? Then why let him pick your doctor?

 

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